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What is a 203K Loan?

ONE Loan, ONE Closing all with flexible credit qualification, a LOW DOWN Payment and an Appraisal based on AFTER Repair Value. That is FHA 203K. So. how can this versatile FHA renovation loan product be used?

How Can FHA 203K Loans Be Used? 203K Renovation Loans are used in three different ways:

• Purchase & Renovate
• Refinance & Renovate
• Purchase an Existing Residence & MOVE the Home

Here Are Just a FEW of the Ways You Can Use FHA 203K Loans:

• Appliances – Everything from a fridge to a washer/dryer. Go GREEN & save with Energy Efficient models
• Flooring – New hardwoods, fresh carpet & endless POSSIBILITY
• Paint – Inside & out
• Bathrooms – Update or ADD a additional bath
• Kitchens – Completely renovate or just change the cabinets or counters. Your call!
• HVAC / AC – Get rid of that old energy wasting HVAC or AC & save BIG
• Water Heaters – Replace that old heater, Why not go TANKLESS?
• Doors / Windows – Decorative or for Energy Efficiency
• SQ Footage Additions – Love the LOCATION, but need more space? ADD IT!
• GREEN Improvements – Energy Efficient Appliances, Solar Panels, Tankless Water Heaters…
• Siding – Lose the dated VINYL, update to HardiPlank
• Well / Septic – Clean, repair or update
• Low Flow Toilets - Water (MONEY) Saving Energy Green Improvements
• Basement Build Outs – Use 203K to make that MAN-CAVE or even that Mother-In-Law suite
• Roofing – Repair, Replace upgrade to TIN, your call

FHA 203K loans are versatile and perfect for today’s foreclosure driven real estate market. CURRENT condition of the property is NOT a concern. All the property issues that plague traditional FHA Mortgage Loans CAN and WILL be addressed in the post-close RENOVATION of the property.

If you are a potential Home-Buyer, Buyer’s Agent or mega REO Listing Agent – FHA 203K Loans can help you!

You may be thinking sure, in theory this sounds like a FANTASTIC IDEA. Do these 203K Loans actually CLOSE? Your worry is not misplaced, in the hands of an inexperienced loan officer they can be a frustrating and endless process (at least the first 5-10 I did were).

An experienced loan officer makes all the difference. You need a 203K SPECIALIST. That’s why we decide to focus exclusively on this market several years ago. 200+ renovation loans later, nobody knows the 203K Loan Process better than we do.

So What IS a FHA 203K Loan then? It’s a little bundle of awesome and the best mortgage loan product on the market. PERIOD.

Don’t believe me? Complete the contact form on the right and we will personally contact you for a FREE FHA 203K Consultation and show you how awesome 203K loans are!

If you want to know Streamline 203K eligible repairs then check the linked paged out. We have CONVENTIONAL RENOVATION  loans too.

Trust your 203K to an experienced , successful, proven 203K expert. Georgia’s #1 203K Team!

Looking for more?

203K Loans – The Process

203K – Basics and Guidelines 

203K Streamline – Allowable Repairs?

Consultant 203K – Why Do I Need a Consultant and How Can They Help Me?

Need an Investor Renovation Loan? – Know Your Renovation Loan Options

Is the 203K Renovation Limited to $35,000 In Repair?

Have Enough Info to Know That You Need a 203K Expert?

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Tired of Talking to 203K Pretenders Who Can't Answer Your Questions? Stop Guessing and Start KNOWING! CLICK HERE

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